As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. Minors are considered children up to 14 years. However, if the Bank is not going to meet you have to go to court. This is a fairly new service, so it is provided not in all banks, so will have to try. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance.
However, in any case, the loan inherited, become a headache not the heir, and his guardians. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period.
Less under the dependence of the cars are women the same age as the above men whose main "sick" is the new clothes and shopping, such as coats, raincoats, fur coats or jewelry. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. Once you join your rights and will become the full owner of the inherited property, you immediately appear the obligation to pay for someone else's loan and fend off foreign creditors. If several heirs, the debt they will pay together, in proportion to the inherited property. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. Also do not forget about such a delicate moment, as the Statute of limitations. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party.